INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – JAIT, JAIT

Complete bank details including IFSC code, MICR code, address and payment facilities for JAIT branch.

IFSC Code
IOBA0001207

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameJAIT
IFSC CodeIOBA0001207
MICR CodeNA
AddressMATHURA DELHI HIGHWAY JAIT PIN 281402
CityJAIT
DistrictMATHURA
StateUTTAR PRADESH
Contact825289

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001207

The IFSC code IOBA0001207 uniquely identifies the JAIT branch of INDIAN OVERSEAS BANK located in JAIT, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001207

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001207) – Unique branch identifier for JAIT

How to Use IFSC Code IOBA0001207

To transfer money to any account at INDIAN OVERSEAS BANK JAIT branch, you will need to provide the IFSC code IOBA0001207 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JAIT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK JAIT Branch

INDIAN OVERSEAS BANK JAIT is a branch of INDIAN OVERSEAS BANK located in JAIT, UTTAR PRADESH. The branch provides comprehensive banking services to customers in JAIT and surrounding areas.

Branch Address

MATHURA DELHI HIGHWAY JAIT PIN 281402, JAIT, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK JAIT?

The IFSC code of INDIAN OVERSEAS BANK JAIT branch in JAIT is IOBA0001207.

What is the MICR code of INDIAN OVERSEAS BANK JAIT?

The MICR code of INDIAN OVERSEAS BANK JAIT branch is NA.

What is the address of INDIAN OVERSEAS BANK JAIT?

INDIAN OVERSEAS BANK JAIT branch is located at MATHURA DELHI HIGHWAY JAIT PIN 281402.

Does INDIAN OVERSEAS BANK JAIT support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK JAIT branch supports NEFT, RTGS, IMPS, and UPI transactions.