INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MORASAPALLI, KOLLAPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for MORASAPALLI branch.

IFSC Code
IOBA0001198

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMORASAPALLI
IFSC CodeIOBA0001198
MICR CodeNA
AddressPERNAMPET ROAD KOLLAPURAM MORASAPALLI PIN 635810
CityKOLLAPURAM
DistrictTHIRUVARUR
StateTAMIL NADU
Contact255633

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001198

The IFSC code IOBA0001198 uniquely identifies the MORASAPALLI branch of INDIAN OVERSEAS BANK located in KOLLAPURAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001198

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001198) – Unique branch identifier for MORASAPALLI

How to Use IFSC Code IOBA0001198

To transfer money to any account at INDIAN OVERSEAS BANK MORASAPALLI branch, you will need to provide the IFSC code IOBA0001198 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MORASAPALLI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MORASAPALLI Branch

INDIAN OVERSEAS BANK MORASAPALLI is a branch of INDIAN OVERSEAS BANK located in KOLLAPURAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KOLLAPURAM and surrounding areas.

Branch Address

PERNAMPET ROAD KOLLAPURAM MORASAPALLI PIN 635810, KOLLAPURAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MORASAPALLI?

The IFSC code of INDIAN OVERSEAS BANK MORASAPALLI branch in KOLLAPURAM is IOBA0001198.

What is the MICR code of INDIAN OVERSEAS BANK MORASAPALLI?

The MICR code of INDIAN OVERSEAS BANK MORASAPALLI branch is NA.

What is the address of INDIAN OVERSEAS BANK MORASAPALLI?

INDIAN OVERSEAS BANK MORASAPALLI branch is located at PERNAMPET ROAD KOLLAPURAM MORASAPALLI PIN 635810.

Does INDIAN OVERSEAS BANK MORASAPALLI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MORASAPALLI branch supports NEFT, RTGS, IMPS, and UPI transactions.