INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NALCO NAGAR, ANGUL

Complete bank details including IFSC code, MICR code, address and payment facilities for NALCO NAGAR branch.

IFSC Code
IOBA0001163

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNALCO NAGAR
IFSC CodeIOBA0001163
MICR Code759020103
AddressNALCO NAGAR,ANGUL,ORYSSA
CityANGUL
StateODISHA
Contact220269

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001163

The IFSC code IOBA0001163 uniquely identifies the NALCO NAGAR branch of INDIAN OVERSEAS BANK located in ANGUL, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001163

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001163) – Unique branch identifier for NALCO NAGAR

How to Use IFSC Code IOBA0001163

To transfer money to any account at INDIAN OVERSEAS BANK NALCO NAGAR branch, you will need to provide the IFSC code IOBA0001163 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NALCO NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NALCO NAGAR Branch

INDIAN OVERSEAS BANK NALCO NAGAR is a branch of INDIAN OVERSEAS BANK located in ANGUL, ODISHA. The branch provides comprehensive banking services to customers in ANGUL and surrounding areas.

Branch Address

NALCO NAGAR,ANGUL,ORYSSA, ANGUL, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 759020103. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NALCO NAGAR?

The IFSC code of INDIAN OVERSEAS BANK NALCO NAGAR branch in ANGUL is IOBA0001163.

What is the MICR code of INDIAN OVERSEAS BANK NALCO NAGAR?

The MICR code of INDIAN OVERSEAS BANK NALCO NAGAR branch is 759020103.

What is the address of INDIAN OVERSEAS BANK NALCO NAGAR?

INDIAN OVERSEAS BANK NALCO NAGAR branch is located at NALCO NAGAR,ANGUL,ORYSSA.

Does INDIAN OVERSEAS BANK NALCO NAGAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NALCO NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.