INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KASTURINAGAR, SHERTHA

Complete bank details including IFSC code, MICR code, address and payment facilities for KASTURINAGAR branch.

IFSC Code
IOBA0001162

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKASTURINAGAR
IFSC CodeIOBA0001162
MICR Code380020024
AddressIFFCO TOWNSHIP,KASTURI NAGAR,PIN 382423
CitySHERTHA
DistrictGANDHINAGAR
StateGUJARAT
Contact23283059

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001162

The IFSC code IOBA0001162 uniquely identifies the KASTURINAGAR branch of INDIAN OVERSEAS BANK located in SHERTHA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001162

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001162) – Unique branch identifier for KASTURINAGAR

How to Use IFSC Code IOBA0001162

To transfer money to any account at INDIAN OVERSEAS BANK KASTURINAGAR branch, you will need to provide the IFSC code IOBA0001162 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KASTURINAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KASTURINAGAR Branch

INDIAN OVERSEAS BANK KASTURINAGAR is a branch of INDIAN OVERSEAS BANK located in SHERTHA, GUJARAT. The branch provides comprehensive banking services to customers in SHERTHA and surrounding areas.

Branch Address

IFFCO TOWNSHIP,KASTURI NAGAR,PIN 382423, SHERTHA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 380020024. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KASTURINAGAR?

The IFSC code of INDIAN OVERSEAS BANK KASTURINAGAR branch in SHERTHA is IOBA0001162.

What is the MICR code of INDIAN OVERSEAS BANK KASTURINAGAR?

The MICR code of INDIAN OVERSEAS BANK KASTURINAGAR branch is 380020024.

What is the address of INDIAN OVERSEAS BANK KASTURINAGAR?

INDIAN OVERSEAS BANK KASTURINAGAR branch is located at IFFCO TOWNSHIP,KASTURI NAGAR,PIN 382423.

Does INDIAN OVERSEAS BANK KASTURINAGAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KASTURINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.