INDIAN OVERSEAS BANK IFSC Code – POOZHANAD, OTTASEKHARAMANGALAM
Complete bank details including IFSC code, MICR code, address and payment facilities for POOZHANAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | POOZHANAD |
| IFSC Code | IOBA0001156 |
| MICR Code | 695020811 |
| Address | SOWPARNIKA SHOPPING COMP,MANDAPATHINKADAVU,OTTASEKHARAMANGAL,POOZHANAD 695125 |
| City | OTTASEKHARAMANGALAM |
| District | TRIVANDRUM |
| State | KERALA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0001156
The IFSC code IOBA0001156 uniquely identifies the POOZHANAD branch of INDIAN OVERSEAS BANK located in OTTASEKHARAMANGALAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001156
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001156) – Unique branch identifier for POOZHANAD
How to Use IFSC Code IOBA0001156
To transfer money to any account at INDIAN OVERSEAS BANK POOZHANAD branch, you will need to provide the IFSC code IOBA0001156 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at POOZHANAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK POOZHANAD Branch
INDIAN OVERSEAS BANK POOZHANAD is a branch of INDIAN OVERSEAS BANK located in OTTASEKHARAMANGALAM, KERALA. The branch provides comprehensive banking services to customers in OTTASEKHARAMANGALAM and surrounding areas.
Branch Address
SOWPARNIKA SHOPPING COMP,MANDAPATHINKADAVU,OTTASEKHARAMANGAL,POOZHANAD 695125, OTTASEKHARAMANGALAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 695020811. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK POOZHANAD?
The IFSC code of INDIAN OVERSEAS BANK POOZHANAD branch in OTTASEKHARAMANGALAM is IOBA0001156.
What is the MICR code of INDIAN OVERSEAS BANK POOZHANAD?
The MICR code of INDIAN OVERSEAS BANK POOZHANAD branch is 695020811.
What is the address of INDIAN OVERSEAS BANK POOZHANAD?
INDIAN OVERSEAS BANK POOZHANAD branch is located at SOWPARNIKA SHOPPING COMP,MANDAPATHINKADAVU,OTTASEKHARAMANGAL,POOZHANAD 695125.
Does INDIAN OVERSEAS BANK POOZHANAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK POOZHANAD branch supports NEFT, RTGS, IMPS, and UPI transactions.