INDIAN OVERSEAS BANK IFSC Code – VETTIKAVALA, VETTIKAVALA
Complete bank details including IFSC code, MICR code, address and payment facilities for VETTIKAVALA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | VETTIKAVALA |
| IFSC Code | IOBA0001155 |
| MICR Code | 691020805 |
| Address | CHARUVILAYIL BUILDINGS,CHENGAMANADU PO VIA KOTTARAKARA,VETTIKAVALA,PIN 691538 |
| City | VETTIKAVALA |
| District | TRIVANDRUM |
| State | KERALA |
| Contact | 2402565 |
Payment Facilities
About IFSC Code IOBA0001155
The IFSC code IOBA0001155 uniquely identifies the VETTIKAVALA branch of INDIAN OVERSEAS BANK located in VETTIKAVALA, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001155
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001155) – Unique branch identifier for VETTIKAVALA
How to Use IFSC Code IOBA0001155
To transfer money to any account at INDIAN OVERSEAS BANK VETTIKAVALA branch, you will need to provide the IFSC code IOBA0001155 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VETTIKAVALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK VETTIKAVALA Branch
INDIAN OVERSEAS BANK VETTIKAVALA is a branch of INDIAN OVERSEAS BANK located in VETTIKAVALA, KERALA. The branch provides comprehensive banking services to customers in VETTIKAVALA and surrounding areas.
Branch Address
CHARUVILAYIL BUILDINGS,CHENGAMANADU PO VIA KOTTARAKARA,VETTIKAVALA,PIN 691538, VETTIKAVALA, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 691020805. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK VETTIKAVALA?
The IFSC code of INDIAN OVERSEAS BANK VETTIKAVALA branch in VETTIKAVALA is IOBA0001155.
What is the MICR code of INDIAN OVERSEAS BANK VETTIKAVALA?
The MICR code of INDIAN OVERSEAS BANK VETTIKAVALA branch is 691020805.
What is the address of INDIAN OVERSEAS BANK VETTIKAVALA?
INDIAN OVERSEAS BANK VETTIKAVALA branch is located at CHARUVILAYIL BUILDINGS,CHENGAMANADU PO VIA KOTTARAKARA,VETTIKAVALA,PIN 691538.
Does INDIAN OVERSEAS BANK VETTIKAVALA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK VETTIKAVALA branch supports NEFT, RTGS, IMPS, and UPI transactions.