INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – GUJJANGIVALASA, GURLA

Complete bank details including IFSC code, MICR code, address and payment facilities for GUJJANGIVALASA branch.

IFSC Code
IOBA0001128

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameGUJJANGIVALASA
IFSC CodeIOBA0001128
MICR Code535020522
AddressGUJJANGIVALASA,NELLIMARLA VIA,GURLA MANDAL GUJJANGIVALASA PIN 531217
CityGURLA
DistrictVIZIANAGARAM
StateANDHRA PRADESH
Contact247754

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001128

The IFSC code IOBA0001128 uniquely identifies the GUJJANGIVALASA branch of INDIAN OVERSEAS BANK located in GURLA, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001128

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001128) – Unique branch identifier for GUJJANGIVALASA

How to Use IFSC Code IOBA0001128

To transfer money to any account at INDIAN OVERSEAS BANK GUJJANGIVALASA branch, you will need to provide the IFSC code IOBA0001128 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUJJANGIVALASA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK GUJJANGIVALASA Branch

INDIAN OVERSEAS BANK GUJJANGIVALASA is a branch of INDIAN OVERSEAS BANK located in GURLA, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in GURLA and surrounding areas.

Branch Address

GUJJANGIVALASA,NELLIMARLA VIA,GURLA MANDAL GUJJANGIVALASA PIN 531217, GURLA, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 535020522. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK GUJJANGIVALASA?

The IFSC code of INDIAN OVERSEAS BANK GUJJANGIVALASA branch in GURLA is IOBA0001128.

What is the MICR code of INDIAN OVERSEAS BANK GUJJANGIVALASA?

The MICR code of INDIAN OVERSEAS BANK GUJJANGIVALASA branch is 535020522.

What is the address of INDIAN OVERSEAS BANK GUJJANGIVALASA?

INDIAN OVERSEAS BANK GUJJANGIVALASA branch is located at GUJJANGIVALASA,NELLIMARLA VIA,GURLA MANDAL GUJJANGIVALASA PIN 531217.

Does INDIAN OVERSEAS BANK GUJJANGIVALASA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK GUJJANGIVALASA branch supports NEFT, RTGS, IMPS, and UPI transactions.