INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – VANAPADI, VANAPADI

Complete bank details including IFSC code, MICR code, address and payment facilities for VANAPADI branch.

IFSC Code
IOBA0001118

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameVANAPADI
IFSC CodeIOBA0001118
MICR CodeNA
AddressBIG STREET VANAPADI POST,VIA RANIPET VANAPADI PIN 632404
CityVANAPADI
DistrictVELLORE
StateTAMIL NADU
Contact244301

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001118

The IFSC code IOBA0001118 uniquely identifies the VANAPADI branch of INDIAN OVERSEAS BANK located in VANAPADI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001118

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001118) – Unique branch identifier for VANAPADI

How to Use IFSC Code IOBA0001118

To transfer money to any account at INDIAN OVERSEAS BANK VANAPADI branch, you will need to provide the IFSC code IOBA0001118 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VANAPADI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK VANAPADI Branch

INDIAN OVERSEAS BANK VANAPADI is a branch of INDIAN OVERSEAS BANK located in VANAPADI, TAMIL NADU. The branch provides comprehensive banking services to customers in VANAPADI and surrounding areas.

Branch Address

BIG STREET VANAPADI POST,VIA RANIPET VANAPADI PIN 632404, VANAPADI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK VANAPADI?

The IFSC code of INDIAN OVERSEAS BANK VANAPADI branch in VANAPADI is IOBA0001118.

What is the MICR code of INDIAN OVERSEAS BANK VANAPADI?

The MICR code of INDIAN OVERSEAS BANK VANAPADI branch is NA.

What is the address of INDIAN OVERSEAS BANK VANAPADI?

INDIAN OVERSEAS BANK VANAPADI branch is located at BIG STREET VANAPADI POST,VIA RANIPET VANAPADI PIN 632404.

Does INDIAN OVERSEAS BANK VANAPADI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK VANAPADI branch supports NEFT, RTGS, IMPS, and UPI transactions.