INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KANTOL, KANTOL

Complete bank details including IFSC code, MICR code, address and payment facilities for KANTOL branch.

IFSC Code
IOBA0001095

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKANTOL
IFSC CodeIOBA0001095
MICR Code754020503
AddressVILLAGE KANTOL ATHGARH PO KANTOL PIN 754029
CityKANTOL
DistrictCUTTACK
StateODISHA
Contact220268

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001095

The IFSC code IOBA0001095 uniquely identifies the KANTOL branch of INDIAN OVERSEAS BANK located in KANTOL, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001095

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001095) – Unique branch identifier for KANTOL

How to Use IFSC Code IOBA0001095

To transfer money to any account at INDIAN OVERSEAS BANK KANTOL branch, you will need to provide the IFSC code IOBA0001095 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KANTOL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KANTOL Branch

INDIAN OVERSEAS BANK KANTOL is a branch of INDIAN OVERSEAS BANK located in KANTOL, ODISHA. The branch provides comprehensive banking services to customers in KANTOL and surrounding areas.

Branch Address

VILLAGE KANTOL ATHGARH PO KANTOL PIN 754029, KANTOL, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 754020503. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KANTOL?

The IFSC code of INDIAN OVERSEAS BANK KANTOL branch in KANTOL is IOBA0001095.

What is the MICR code of INDIAN OVERSEAS BANK KANTOL?

The MICR code of INDIAN OVERSEAS BANK KANTOL branch is 754020503.

What is the address of INDIAN OVERSEAS BANK KANTOL?

INDIAN OVERSEAS BANK KANTOL branch is located at VILLAGE KANTOL ATHGARH PO KANTOL PIN 754029.

Does INDIAN OVERSEAS BANK KANTOL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KANTOL branch supports NEFT, RTGS, IMPS, and UPI transactions.