INDIAN OVERSEAS BANK IFSC Code – EDAMELAIYUR, EDAMELAIYUR
Complete bank details including IFSC code, MICR code, address and payment facilities for EDAMELAIYUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | EDAMELAIYUR |
| IFSC Code | IOBA0001092 |
| MICR Code | 610020007 |
| Address | SOUTH MIDDLE STREET EDAMELAIYUR,MANNARGUDI TALUK EDAMELAIYUR PIN 614013 |
| City | EDAMELAIYUR |
| District | THIRUVARUR |
| State | TAMIL NADU |
| Contact | 265416 |
Payment Facilities
About IFSC Code IOBA0001092
The IFSC code IOBA0001092 uniquely identifies the EDAMELAIYUR branch of INDIAN OVERSEAS BANK located in EDAMELAIYUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001092
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001092) – Unique branch identifier for EDAMELAIYUR
How to Use IFSC Code IOBA0001092
To transfer money to any account at INDIAN OVERSEAS BANK EDAMELAIYUR branch, you will need to provide the IFSC code IOBA0001092 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at EDAMELAIYUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK EDAMELAIYUR Branch
INDIAN OVERSEAS BANK EDAMELAIYUR is a branch of INDIAN OVERSEAS BANK located in EDAMELAIYUR, TAMIL NADU. The branch provides comprehensive banking services to customers in EDAMELAIYUR and surrounding areas.
Branch Address
SOUTH MIDDLE STREET EDAMELAIYUR,MANNARGUDI TALUK EDAMELAIYUR PIN 614013, EDAMELAIYUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 610020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK EDAMELAIYUR?
The IFSC code of INDIAN OVERSEAS BANK EDAMELAIYUR branch in EDAMELAIYUR is IOBA0001092.
What is the MICR code of INDIAN OVERSEAS BANK EDAMELAIYUR?
The MICR code of INDIAN OVERSEAS BANK EDAMELAIYUR branch is 610020007.
What is the address of INDIAN OVERSEAS BANK EDAMELAIYUR?
INDIAN OVERSEAS BANK EDAMELAIYUR branch is located at SOUTH MIDDLE STREET EDAMELAIYUR,MANNARGUDI TALUK EDAMELAIYUR PIN 614013.
Does INDIAN OVERSEAS BANK EDAMELAIYUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK EDAMELAIYUR branch supports NEFT, RTGS, IMPS, and UPI transactions.