INDIAN OVERSEAS BANK IFSC Code – POLUR, POLUR
Complete bank details including IFSC code, MICR code, address and payment facilities for POLUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | POLUR |
| IFSC Code | IOBA0001078 |
| MICR Code | 606020007 |
| Address | 4, SANNADHI STREET, POLUR606803 |
| City | POLUR |
| District | TIRUVANNAMALAI |
| State | TAMIL NADU |
| Contact | 222108 |
Payment Facilities
About IFSC Code IOBA0001078
The IFSC code IOBA0001078 uniquely identifies the POLUR branch of INDIAN OVERSEAS BANK located in POLUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001078
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001078) – Unique branch identifier for POLUR
How to Use IFSC Code IOBA0001078
To transfer money to any account at INDIAN OVERSEAS BANK POLUR branch, you will need to provide the IFSC code IOBA0001078 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at POLUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK POLUR Branch
INDIAN OVERSEAS BANK POLUR is a branch of INDIAN OVERSEAS BANK located in POLUR, TAMIL NADU. The branch provides comprehensive banking services to customers in POLUR and surrounding areas.
Branch Address
4, SANNADHI STREET, POLUR606803, POLUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 606020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK POLUR?
The IFSC code of INDIAN OVERSEAS BANK POLUR branch in POLUR is IOBA0001078.
What is the MICR code of INDIAN OVERSEAS BANK POLUR?
The MICR code of INDIAN OVERSEAS BANK POLUR branch is 606020007.
What is the address of INDIAN OVERSEAS BANK POLUR?
INDIAN OVERSEAS BANK POLUR branch is located at 4, SANNADHI STREET, POLUR606803.
Does INDIAN OVERSEAS BANK POLUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK POLUR branch supports NEFT, RTGS, IMPS, and UPI transactions.