INDIAN OVERSEAS BANK IFSC Code – AYAKKARANPULAM, AYAKKARANPULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for AYAKKARANPULAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | AYAKKARANPULAM |
| IFSC Code | IOBA0001076 |
| MICR Code | 611020004 |
| Address | AYAKKARANPULAM II POST VEDARANYAM TALUK,NAGAPATTINAM AYAKKARANPULAM PIN 614707 |
| City | AYAKKARANPULAM |
| District | NAGAPATTINAM |
| State | TAMIL NADU |
| Contact | 274449 |
Payment Facilities
About IFSC Code IOBA0001076
The IFSC code IOBA0001076 uniquely identifies the AYAKKARANPULAM branch of INDIAN OVERSEAS BANK located in AYAKKARANPULAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001076
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001076) – Unique branch identifier for AYAKKARANPULAM
How to Use IFSC Code IOBA0001076
To transfer money to any account at INDIAN OVERSEAS BANK AYAKKARANPULAM branch, you will need to provide the IFSC code IOBA0001076 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AYAKKARANPULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK AYAKKARANPULAM Branch
INDIAN OVERSEAS BANK AYAKKARANPULAM is a branch of INDIAN OVERSEAS BANK located in AYAKKARANPULAM, TAMIL NADU. The branch provides comprehensive banking services to customers in AYAKKARANPULAM and surrounding areas.
Branch Address
AYAKKARANPULAM II POST VEDARANYAM TALUK,NAGAPATTINAM AYAKKARANPULAM PIN 614707, AYAKKARANPULAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 611020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK AYAKKARANPULAM?
The IFSC code of INDIAN OVERSEAS BANK AYAKKARANPULAM branch in AYAKKARANPULAM is IOBA0001076.
What is the MICR code of INDIAN OVERSEAS BANK AYAKKARANPULAM?
The MICR code of INDIAN OVERSEAS BANK AYAKKARANPULAM branch is 611020004.
What is the address of INDIAN OVERSEAS BANK AYAKKARANPULAM?
INDIAN OVERSEAS BANK AYAKKARANPULAM branch is located at AYAKKARANPULAM II POST VEDARANYAM TALUK,NAGAPATTINAM AYAKKARANPULAM PIN 614707.
Does INDIAN OVERSEAS BANK AYAKKARANPULAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK AYAKKARANPULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.