INDIAN OVERSEAS BANK IFSC Code – MAHASAMUDRAM, MAHASAMUDRAM
Complete bank details including IFSC code, MICR code, address and payment facilities for MAHASAMUDRAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MAHASAMUDRAM |
| IFSC Code | IOBA0001059 |
| MICR Code | NA |
| Address | BERIPALLE VILLAGE,MAHASAMUDRAM BANGARUPALEM MANDAL MAHASAMUDRAM PIN 517140 |
| City | MAHASAMUDRAM |
| District | CHITTOOR |
| State | ANDHRA PRADESH |
| Contact | 289832 |
Payment Facilities
About IFSC Code IOBA0001059
The IFSC code IOBA0001059 uniquely identifies the MAHASAMUDRAM branch of INDIAN OVERSEAS BANK located in MAHASAMUDRAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001059
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001059) – Unique branch identifier for MAHASAMUDRAM
How to Use IFSC Code IOBA0001059
To transfer money to any account at INDIAN OVERSEAS BANK MAHASAMUDRAM branch, you will need to provide the IFSC code IOBA0001059 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MAHASAMUDRAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MAHASAMUDRAM Branch
INDIAN OVERSEAS BANK MAHASAMUDRAM is a branch of INDIAN OVERSEAS BANK located in MAHASAMUDRAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in MAHASAMUDRAM and surrounding areas.
Branch Address
BERIPALLE VILLAGE,MAHASAMUDRAM BANGARUPALEM MANDAL MAHASAMUDRAM PIN 517140, MAHASAMUDRAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MAHASAMUDRAM?
The IFSC code of INDIAN OVERSEAS BANK MAHASAMUDRAM branch in MAHASAMUDRAM is IOBA0001059.
What is the MICR code of INDIAN OVERSEAS BANK MAHASAMUDRAM?
The MICR code of INDIAN OVERSEAS BANK MAHASAMUDRAM branch is NA.
What is the address of INDIAN OVERSEAS BANK MAHASAMUDRAM?
INDIAN OVERSEAS BANK MAHASAMUDRAM branch is located at BERIPALLE VILLAGE,MAHASAMUDRAM BANGARUPALEM MANDAL MAHASAMUDRAM PIN 517140.
Does INDIAN OVERSEAS BANK MAHASAMUDRAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MAHASAMUDRAM branch supports NEFT, RTGS, IMPS, and UPI transactions.