INDIAN OVERSEAS BANK IFSC Code – KUNNAM, KUNNAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KUNNAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KUNNAM |
| IFSC Code | IOBA0001055 |
| MICR Code | 621020311 |
| Address | MAIN ROAD KUNNAM,PIN 621708 |
| City | KUNNAM |
| District | PERAMBALUR |
| State | TAMIL NADU |
| Contact | 258325 |
Payment Facilities
About IFSC Code IOBA0001055
The IFSC code IOBA0001055 uniquely identifies the KUNNAM branch of INDIAN OVERSEAS BANK located in KUNNAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001055
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001055) – Unique branch identifier for KUNNAM
How to Use IFSC Code IOBA0001055
To transfer money to any account at INDIAN OVERSEAS BANK KUNNAM branch, you will need to provide the IFSC code IOBA0001055 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KUNNAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KUNNAM Branch
INDIAN OVERSEAS BANK KUNNAM is a branch of INDIAN OVERSEAS BANK located in KUNNAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KUNNAM and surrounding areas.
Branch Address
MAIN ROAD KUNNAM,PIN 621708, KUNNAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 621020311. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KUNNAM?
The IFSC code of INDIAN OVERSEAS BANK KUNNAM branch in KUNNAM is IOBA0001055.
What is the MICR code of INDIAN OVERSEAS BANK KUNNAM?
The MICR code of INDIAN OVERSEAS BANK KUNNAM branch is 621020311.
What is the address of INDIAN OVERSEAS BANK KUNNAM?
INDIAN OVERSEAS BANK KUNNAM branch is located at MAIN ROAD KUNNAM,PIN 621708.
Does INDIAN OVERSEAS BANK KUNNAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KUNNAM branch supports NEFT, RTGS, IMPS, and UPI transactions.