INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – VADAMBACHERI, VADAMBACHERI

Complete bank details including IFSC code, MICR code, address and payment facilities for VADAMBACHERI branch.

IFSC Code
IOBA0001039

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameVADAMBACHERI
IFSC CodeIOBA0001039
MICR Code641020052
AddressSOWDESWARI AMMAN TEMPL VADAMBACHERRY,VIA SULTANPET VADAMBACHERRY PIN 641669
CityVADAMBACHERI
DistrictCOIMBATORE
StateTAMIL NADU
Contact266228

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001039

The IFSC code IOBA0001039 uniquely identifies the VADAMBACHERI branch of INDIAN OVERSEAS BANK located in VADAMBACHERI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001039

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001039) – Unique branch identifier for VADAMBACHERI

How to Use IFSC Code IOBA0001039

To transfer money to any account at INDIAN OVERSEAS BANK VADAMBACHERI branch, you will need to provide the IFSC code IOBA0001039 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VADAMBACHERI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK VADAMBACHERI Branch

INDIAN OVERSEAS BANK VADAMBACHERI is a branch of INDIAN OVERSEAS BANK located in VADAMBACHERI, TAMIL NADU. The branch provides comprehensive banking services to customers in VADAMBACHERI and surrounding areas.

Branch Address

SOWDESWARI AMMAN TEMPL VADAMBACHERRY,VIA SULTANPET VADAMBACHERRY PIN 641669, VADAMBACHERI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 641020052. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK VADAMBACHERI?

The IFSC code of INDIAN OVERSEAS BANK VADAMBACHERI branch in VADAMBACHERI is IOBA0001039.

What is the MICR code of INDIAN OVERSEAS BANK VADAMBACHERI?

The MICR code of INDIAN OVERSEAS BANK VADAMBACHERI branch is 641020052.

What is the address of INDIAN OVERSEAS BANK VADAMBACHERI?

INDIAN OVERSEAS BANK VADAMBACHERI branch is located at SOWDESWARI AMMAN TEMPL VADAMBACHERRY,VIA SULTANPET VADAMBACHERRY PIN 641669.

Does INDIAN OVERSEAS BANK VADAMBACHERI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK VADAMBACHERI branch supports NEFT, RTGS, IMPS, and UPI transactions.