INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – PEDDAALAVALAPADU, PEDDA ALAVALAPADU

Complete bank details including IFSC code, MICR code, address and payment facilities for PEDDAALAVALAPADU branch.

IFSC Code
IOBA0001038

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePEDDAALAVALAPADU
IFSC CodeIOBA0001038
MICR CodeNA
AddressO V ROAD,PEDDAALAVALAPADU PEDDACHERLOPALLI MANDAL PEDDAALAVALAPADU PIN 523111
CityPEDDA ALAVALAPADU
DistrictKRISHNA
StateANDHRA PRADESH
Contact245068

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001038

The IFSC code IOBA0001038 uniquely identifies the PEDDAALAVALAPADU branch of INDIAN OVERSEAS BANK located in PEDDA ALAVALAPADU, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001038

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001038) – Unique branch identifier for PEDDAALAVALAPADU

How to Use IFSC Code IOBA0001038

To transfer money to any account at INDIAN OVERSEAS BANK PEDDAALAVALAPADU branch, you will need to provide the IFSC code IOBA0001038 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PEDDAALAVALAPADU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK PEDDAALAVALAPADU Branch

INDIAN OVERSEAS BANK PEDDAALAVALAPADU is a branch of INDIAN OVERSEAS BANK located in PEDDA ALAVALAPADU, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in PEDDA ALAVALAPADU and surrounding areas.

Branch Address

O V ROAD,PEDDAALAVALAPADU PEDDACHERLOPALLI MANDAL PEDDAALAVALAPADU PIN 523111, PEDDA ALAVALAPADU, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK PEDDAALAVALAPADU?

The IFSC code of INDIAN OVERSEAS BANK PEDDAALAVALAPADU branch in PEDDA ALAVALAPADU is IOBA0001038.

What is the MICR code of INDIAN OVERSEAS BANK PEDDAALAVALAPADU?

The MICR code of INDIAN OVERSEAS BANK PEDDAALAVALAPADU branch is NA.

What is the address of INDIAN OVERSEAS BANK PEDDAALAVALAPADU?

INDIAN OVERSEAS BANK PEDDAALAVALAPADU branch is located at O V ROAD,PEDDAALAVALAPADU PEDDACHERLOPALLI MANDAL PEDDAALAVALAPADU PIN 523111.

Does INDIAN OVERSEAS BANK PEDDAALAVALAPADU support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK PEDDAALAVALAPADU branch supports NEFT, RTGS, IMPS, and UPI transactions.