INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KALLAVI, KALLAVI

Complete bank details including IFSC code, MICR code, address and payment facilities for KALLAVI branch.

IFSC Code
IOBA0000982

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKALLAVI
IFSC CodeIOBA0000982
MICR Code636020026
AddressANNA SALAI,KALLAVI PIN 635304
CityKALLAVI
DistrictKRISHNAGIRI
StateTAMIL NADU
Contact244424

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000982

The IFSC code IOBA0000982 uniquely identifies the KALLAVI branch of INDIAN OVERSEAS BANK located in KALLAVI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000982

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000982) – Unique branch identifier for KALLAVI

How to Use IFSC Code IOBA0000982

To transfer money to any account at INDIAN OVERSEAS BANK KALLAVI branch, you will need to provide the IFSC code IOBA0000982 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KALLAVI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KALLAVI Branch

INDIAN OVERSEAS BANK KALLAVI is a branch of INDIAN OVERSEAS BANK located in KALLAVI, TAMIL NADU. The branch provides comprehensive banking services to customers in KALLAVI and surrounding areas.

Branch Address

ANNA SALAI,KALLAVI PIN 635304, KALLAVI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 636020026. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KALLAVI?

The IFSC code of INDIAN OVERSEAS BANK KALLAVI branch in KALLAVI is IOBA0000982.

What is the MICR code of INDIAN OVERSEAS BANK KALLAVI?

The MICR code of INDIAN OVERSEAS BANK KALLAVI branch is 636020026.

What is the address of INDIAN OVERSEAS BANK KALLAVI?

INDIAN OVERSEAS BANK KALLAVI branch is located at ANNA SALAI,KALLAVI PIN 635304.

Does INDIAN OVERSEAS BANK KALLAVI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KALLAVI branch supports NEFT, RTGS, IMPS, and UPI transactions.