INDIAN OVERSEAS BANK IFSC Code – THENMALAI, THENMALAI
Complete bank details including IFSC code, MICR code, address and payment facilities for THENMALAI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | THENMALAI |
| IFSC Code | IOBA0000981 |
| MICR Code | 627020049 |
| Address | MAIN ROAD THENMALAI PIN 627770 |
| City | THENMALAI |
| District | TIRUNELVALI |
| State | TAMIL NADU |
| Contact | 250238 |
Payment Facilities
About IFSC Code IOBA0000981
The IFSC code IOBA0000981 uniquely identifies the THENMALAI branch of INDIAN OVERSEAS BANK located in THENMALAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000981
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000981) – Unique branch identifier for THENMALAI
How to Use IFSC Code IOBA0000981
To transfer money to any account at INDIAN OVERSEAS BANK THENMALAI branch, you will need to provide the IFSC code IOBA0000981 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at THENMALAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK THENMALAI Branch
INDIAN OVERSEAS BANK THENMALAI is a branch of INDIAN OVERSEAS BANK located in THENMALAI, TAMIL NADU. The branch provides comprehensive banking services to customers in THENMALAI and surrounding areas.
Branch Address
MAIN ROAD THENMALAI PIN 627770, THENMALAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 627020049. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK THENMALAI?
The IFSC code of INDIAN OVERSEAS BANK THENMALAI branch in THENMALAI is IOBA0000981.
What is the MICR code of INDIAN OVERSEAS BANK THENMALAI?
The MICR code of INDIAN OVERSEAS BANK THENMALAI branch is 627020049.
What is the address of INDIAN OVERSEAS BANK THENMALAI?
INDIAN OVERSEAS BANK THENMALAI branch is located at MAIN ROAD THENMALAI PIN 627770.
Does INDIAN OVERSEAS BANK THENMALAI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK THENMALAI branch supports NEFT, RTGS, IMPS, and UPI transactions.