INDIAN OVERSEAS BANK IFSC Code – KELUR, KELUR
Complete bank details including IFSC code, MICR code, address and payment facilities for KELUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KELUR |
| IFSC Code | IOBA0000977 |
| MICR Code | 606020005 |
| Address | SANDAIMEDU KELUR KAL VASAL POST VIA KALAMBUR KELUR PIN 606903 |
| City | KELUR |
| District | TIRUVANNAMALAI |
| State | TAMIL NADU |
| Contact | 249305 |
Payment Facilities
About IFSC Code IOBA0000977
The IFSC code IOBA0000977 uniquely identifies the KELUR branch of INDIAN OVERSEAS BANK located in KELUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000977
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000977) – Unique branch identifier for KELUR
How to Use IFSC Code IOBA0000977
To transfer money to any account at INDIAN OVERSEAS BANK KELUR branch, you will need to provide the IFSC code IOBA0000977 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KELUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KELUR Branch
INDIAN OVERSEAS BANK KELUR is a branch of INDIAN OVERSEAS BANK located in KELUR, TAMIL NADU. The branch provides comprehensive banking services to customers in KELUR and surrounding areas.
Branch Address
SANDAIMEDU KELUR KAL VASAL POST VIA KALAMBUR KELUR PIN 606903, KELUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 606020005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KELUR?
The IFSC code of INDIAN OVERSEAS BANK KELUR branch in KELUR is IOBA0000977.
What is the MICR code of INDIAN OVERSEAS BANK KELUR?
The MICR code of INDIAN OVERSEAS BANK KELUR branch is 606020005.
What is the address of INDIAN OVERSEAS BANK KELUR?
INDIAN OVERSEAS BANK KELUR branch is located at SANDAIMEDU KELUR KAL VASAL POST VIA KALAMBUR KELUR PIN 606903.
Does INDIAN OVERSEAS BANK KELUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KELUR branch supports NEFT, RTGS, IMPS, and UPI transactions.