INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THANDAGA, TANDAGA

Complete bank details including IFSC code, MICR code, address and payment facilities for THANDAGA branch.

IFSC Code
IOBA0000974

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHANDAGA
IFSC CodeIOBA0000974
MICR Code572020521
AddressDODDAGHATTA,THANDAGA GATE,TURUVEKERE TK,THANDAGA,PIN 572224
CityTANDAGA
DistrictCHITRADURGA
StateKARNATAKA
Contact279213

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000974

The IFSC code IOBA0000974 uniquely identifies the THANDAGA branch of INDIAN OVERSEAS BANK located in TANDAGA, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000974

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000974) – Unique branch identifier for THANDAGA

How to Use IFSC Code IOBA0000974

To transfer money to any account at INDIAN OVERSEAS BANK THANDAGA branch, you will need to provide the IFSC code IOBA0000974 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THANDAGA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THANDAGA Branch

INDIAN OVERSEAS BANK THANDAGA is a branch of INDIAN OVERSEAS BANK located in TANDAGA, KARNATAKA. The branch provides comprehensive banking services to customers in TANDAGA and surrounding areas.

Branch Address

DODDAGHATTA,THANDAGA GATE,TURUVEKERE TK,THANDAGA,PIN 572224, TANDAGA, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 572020521. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THANDAGA?

The IFSC code of INDIAN OVERSEAS BANK THANDAGA branch in TANDAGA is IOBA0000974.

What is the MICR code of INDIAN OVERSEAS BANK THANDAGA?

The MICR code of INDIAN OVERSEAS BANK THANDAGA branch is 572020521.

What is the address of INDIAN OVERSEAS BANK THANDAGA?

INDIAN OVERSEAS BANK THANDAGA branch is located at DODDAGHATTA,THANDAGA GATE,TURUVEKERE TK,THANDAGA,PIN 572224.

Does INDIAN OVERSEAS BANK THANDAGA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THANDAGA branch supports NEFT, RTGS, IMPS, and UPI transactions.