INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MAYILADUTHURAI JUNCTION, MAYURAM(MAYILADUTHURAI)

Complete bank details including IFSC code, MICR code, address and payment facilities for MAYILADUTHURAI JUNCTION branch.

IFSC Code
IOBA0000963

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMAYILADUTHURAI JUNCTION
IFSC CodeIOBA0000963
MICR Code609020003
Address435, NO 2 ROAD, RAILADI, MAYILADUTHURAI JUNCTION, MAYILADUTHURAI PIN 609003
CityMAYURAM(MAYILADUTHURAI)
DistrictNAGAPATTINAM
StateTAMIL NADU
Contact222912

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000963

The IFSC code IOBA0000963 uniquely identifies the MAYILADUTHURAI JUNCTION branch of INDIAN OVERSEAS BANK located in MAYURAM(MAYILADUTHURAI), TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000963

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000963) – Unique branch identifier for MAYILADUTHURAI JUNCTION

How to Use IFSC Code IOBA0000963

To transfer money to any account at INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION branch, you will need to provide the IFSC code IOBA0000963 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MAYILADUTHURAI JUNCTION

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION Branch

INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION is a branch of INDIAN OVERSEAS BANK located in MAYURAM(MAYILADUTHURAI), TAMIL NADU. The branch provides comprehensive banking services to customers in MAYURAM(MAYILADUTHURAI) and surrounding areas.

Branch Address

435, NO 2 ROAD, RAILADI, MAYILADUTHURAI JUNCTION, MAYILADUTHURAI PIN 609003, MAYURAM(MAYILADUTHURAI), TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 609020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION?

The IFSC code of INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION branch in MAYURAM(MAYILADUTHURAI) is IOBA0000963.

What is the MICR code of INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION?

The MICR code of INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION branch is 609020003.

What is the address of INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION?

INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION branch is located at 435, NO 2 ROAD, RAILADI, MAYILADUTHURAI JUNCTION, MAYILADUTHURAI PIN 609003.

Does INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MAYILADUTHURAI JUNCTION branch supports NEFT, RTGS, IMPS, and UPI transactions.