INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SEVILIMEDU, SEVILIMEDU

Complete bank details including IFSC code, MICR code, address and payment facilities for SEVILIMEDU branch.

IFSC Code
IOBA0000949

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSEVILIMEDU
IFSC CodeIOBA0000949
MICR Code600020154
Address42 GANDHI NAGAR OPP COLLECTORATE SEVELIMEDU PIN 631501
CitySEVILIMEDU
DistrictKANCHEEPURAM
StateTAMIL NADU
Contact27237668

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000949

The IFSC code IOBA0000949 uniquely identifies the SEVILIMEDU branch of INDIAN OVERSEAS BANK located in SEVILIMEDU, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000949

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000949) – Unique branch identifier for SEVILIMEDU

How to Use IFSC Code IOBA0000949

To transfer money to any account at INDIAN OVERSEAS BANK SEVILIMEDU branch, you will need to provide the IFSC code IOBA0000949 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SEVILIMEDU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SEVILIMEDU Branch

INDIAN OVERSEAS BANK SEVILIMEDU is a branch of INDIAN OVERSEAS BANK located in SEVILIMEDU, TAMIL NADU. The branch provides comprehensive banking services to customers in SEVILIMEDU and surrounding areas.

Branch Address

42 GANDHI NAGAR OPP COLLECTORATE SEVELIMEDU PIN 631501, SEVILIMEDU, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020154. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SEVILIMEDU?

The IFSC code of INDIAN OVERSEAS BANK SEVILIMEDU branch in SEVILIMEDU is IOBA0000949.

What is the MICR code of INDIAN OVERSEAS BANK SEVILIMEDU?

The MICR code of INDIAN OVERSEAS BANK SEVILIMEDU branch is 600020154.

What is the address of INDIAN OVERSEAS BANK SEVILIMEDU?

INDIAN OVERSEAS BANK SEVILIMEDU branch is located at 42 GANDHI NAGAR OPP COLLECTORATE SEVELIMEDU PIN 631501.

Does INDIAN OVERSEAS BANK SEVILIMEDU support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SEVILIMEDU branch supports NEFT, RTGS, IMPS, and UPI transactions.