INDIAN OVERSEAS BANK IFSC Code – KUNIGAL, KUNIGAL
Complete bank details including IFSC code, MICR code, address and payment facilities for KUNIGAL branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KUNIGAL |
| IFSC Code | IOBA0000900 |
| MICR Code | 572020511 |
| Address | VOKKALIGARASANGHA COMPLEX, B M ROAD, KUNIGAL572130 |
| City | KUNIGAL |
| District | TUMKUR |
| State | KARNATAKA |
| Contact | 222904 |
Payment Facilities
About IFSC Code IOBA0000900
The IFSC code IOBA0000900 uniquely identifies the KUNIGAL branch of INDIAN OVERSEAS BANK located in KUNIGAL, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000900
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000900) – Unique branch identifier for KUNIGAL
How to Use IFSC Code IOBA0000900
To transfer money to any account at INDIAN OVERSEAS BANK KUNIGAL branch, you will need to provide the IFSC code IOBA0000900 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KUNIGAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KUNIGAL Branch
INDIAN OVERSEAS BANK KUNIGAL is a branch of INDIAN OVERSEAS BANK located in KUNIGAL, KARNATAKA. The branch provides comprehensive banking services to customers in KUNIGAL and surrounding areas.
Branch Address
VOKKALIGARASANGHA COMPLEX, B M ROAD, KUNIGAL572130, KUNIGAL, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 572020511. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KUNIGAL?
The IFSC code of INDIAN OVERSEAS BANK KUNIGAL branch in KUNIGAL is IOBA0000900.
What is the MICR code of INDIAN OVERSEAS BANK KUNIGAL?
The MICR code of INDIAN OVERSEAS BANK KUNIGAL branch is 572020511.
What is the address of INDIAN OVERSEAS BANK KUNIGAL?
INDIAN OVERSEAS BANK KUNIGAL branch is located at VOKKALIGARASANGHA COMPLEX, B M ROAD, KUNIGAL572130.
Does INDIAN OVERSEAS BANK KUNIGAL support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KUNIGAL branch supports NEFT, RTGS, IMPS, and UPI transactions.