INDIAN OVERSEAS BANK IFSC Code – PEDANINRAKOLANU, PEDANINDRAKOLANU
Complete bank details including IFSC code, MICR code, address and payment facilities for PEDANINRAKOLANU branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PEDANINRAKOLANU |
| IFSC Code | IOBA0000863 |
| MICR Code | 534020642 |
| Address | NIDAMARRU MANDAL PEDANINRAKOLANU PIN 534195 |
| City | PEDANINDRAKOLANU |
| District | WEST GODAVARI |
| State | ANDHRA PRADESH |
| Contact | 245852 |
Payment Facilities
About IFSC Code IOBA0000863
The IFSC code IOBA0000863 uniquely identifies the PEDANINRAKOLANU branch of INDIAN OVERSEAS BANK located in PEDANINDRAKOLANU, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000863
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000863) – Unique branch identifier for PEDANINRAKOLANU
How to Use IFSC Code IOBA0000863
To transfer money to any account at INDIAN OVERSEAS BANK PEDANINRAKOLANU branch, you will need to provide the IFSC code IOBA0000863 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PEDANINRAKOLANU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PEDANINRAKOLANU Branch
INDIAN OVERSEAS BANK PEDANINRAKOLANU is a branch of INDIAN OVERSEAS BANK located in PEDANINDRAKOLANU, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in PEDANINDRAKOLANU and surrounding areas.
Branch Address
NIDAMARRU MANDAL PEDANINRAKOLANU PIN 534195, PEDANINDRAKOLANU, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 534020642. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PEDANINRAKOLANU?
The IFSC code of INDIAN OVERSEAS BANK PEDANINRAKOLANU branch in PEDANINDRAKOLANU is IOBA0000863.
What is the MICR code of INDIAN OVERSEAS BANK PEDANINRAKOLANU?
The MICR code of INDIAN OVERSEAS BANK PEDANINRAKOLANU branch is 534020642.
What is the address of INDIAN OVERSEAS BANK PEDANINRAKOLANU?
INDIAN OVERSEAS BANK PEDANINRAKOLANU branch is located at NIDAMARRU MANDAL PEDANINRAKOLANU PIN 534195.
Does INDIAN OVERSEAS BANK PEDANINRAKOLANU support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PEDANINRAKOLANU branch supports NEFT, RTGS, IMPS, and UPI transactions.