INDIAN OVERSEAS BANK IFSC Code – R O KARAIKUDI, KARAIKUDI
Complete bank details including IFSC code, MICR code, address and payment facilities for R O KARAIKUDI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | R O KARAIKUDI |
| IFSC Code | IOBA0000820 |
| MICR Code | NA |
| Address | DOOR NO 26 BY 7,COLLEGE ROAD,I FLOOR,SUBRAMANIAPURAM KARAIKUDISIVAGANGA DT PIN CODE 623002 |
| City | KARAIKUDI |
| District | SIVAGANGA |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0000820
The IFSC code IOBA0000820 uniquely identifies the R O KARAIKUDI branch of INDIAN OVERSEAS BANK located in KARAIKUDI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000820
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000820) – Unique branch identifier for R O KARAIKUDI
How to Use IFSC Code IOBA0000820
To transfer money to any account at INDIAN OVERSEAS BANK R O KARAIKUDI branch, you will need to provide the IFSC code IOBA0000820 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at R O KARAIKUDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK R O KARAIKUDI Branch
INDIAN OVERSEAS BANK R O KARAIKUDI is a branch of INDIAN OVERSEAS BANK located in KARAIKUDI, TAMIL NADU. The branch provides comprehensive banking services to customers in KARAIKUDI and surrounding areas.
Branch Address
DOOR NO 26 BY 7,COLLEGE ROAD,I FLOOR,SUBRAMANIAPURAM KARAIKUDISIVAGANGA DT PIN CODE 623002, KARAIKUDI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK R O KARAIKUDI?
The IFSC code of INDIAN OVERSEAS BANK R O KARAIKUDI branch in KARAIKUDI is IOBA0000820.
What is the MICR code of INDIAN OVERSEAS BANK R O KARAIKUDI?
The MICR code of INDIAN OVERSEAS BANK R O KARAIKUDI branch is NA.
What is the address of INDIAN OVERSEAS BANK R O KARAIKUDI?
INDIAN OVERSEAS BANK R O KARAIKUDI branch is located at DOOR NO 26 BY 7,COLLEGE ROAD,I FLOOR,SUBRAMANIAPURAM KARAIKUDISIVAGANGA DT PIN CODE 623002.
Does INDIAN OVERSEAS BANK R O KARAIKUDI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK R O KARAIKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.