INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – R O CHENNAI I, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for R O CHENNAI I branch.

IFSC Code
IOBA0000803

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameR O CHENNAI I
IFSC CodeIOBA0000803
MICR CodeNA
AddressPOST BOX NO 2417 DOOR NO 807,OPP TO LIC BLDG ANNA SALAI,I FLOOR CHENNAI PIN CODE 600002
CityCHENNAI
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000803

The IFSC code IOBA0000803 uniquely identifies the R O CHENNAI I branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000803

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000803) – Unique branch identifier for R O CHENNAI I

How to Use IFSC Code IOBA0000803

To transfer money to any account at INDIAN OVERSEAS BANK R O CHENNAI I branch, you will need to provide the IFSC code IOBA0000803 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at R O CHENNAI I

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK R O CHENNAI I Branch

INDIAN OVERSEAS BANK R O CHENNAI I is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

POST BOX NO 2417 DOOR NO 807,OPP TO LIC BLDG ANNA SALAI,I FLOOR CHENNAI PIN CODE 600002, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK R O CHENNAI I?

The IFSC code of INDIAN OVERSEAS BANK R O CHENNAI I branch in CHENNAI is IOBA0000803.

What is the MICR code of INDIAN OVERSEAS BANK R O CHENNAI I?

The MICR code of INDIAN OVERSEAS BANK R O CHENNAI I branch is NA.

What is the address of INDIAN OVERSEAS BANK R O CHENNAI I?

INDIAN OVERSEAS BANK R O CHENNAI I branch is located at POST BOX NO 2417 DOOR NO 807,OPP TO LIC BLDG ANNA SALAI,I FLOOR CHENNAI PIN CODE 600002.

Does INDIAN OVERSEAS BANK R O CHENNAI I support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK R O CHENNAI I branch supports NEFT, RTGS, IMPS, and UPI transactions.