INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KODAIKKAL, KODAIKKAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KODAIKKAL branch.

IFSC Code
IOBA0000782

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKODAIKKAL
IFSC CodeIOBA0000782
MICR CodeNA
Address1 127A,BAZAAR STREET KODAIKKAL PIN 631105
CityKODAIKKAL
DistrictVELLORE
StateTAMIL NADU
Contact264240

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000782

The IFSC code IOBA0000782 uniquely identifies the KODAIKKAL branch of INDIAN OVERSEAS BANK located in KODAIKKAL, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000782

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000782) – Unique branch identifier for KODAIKKAL

How to Use IFSC Code IOBA0000782

To transfer money to any account at INDIAN OVERSEAS BANK KODAIKKAL branch, you will need to provide the IFSC code IOBA0000782 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KODAIKKAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KODAIKKAL Branch

INDIAN OVERSEAS BANK KODAIKKAL is a branch of INDIAN OVERSEAS BANK located in KODAIKKAL, TAMIL NADU. The branch provides comprehensive banking services to customers in KODAIKKAL and surrounding areas.

Branch Address

1 127A,BAZAAR STREET KODAIKKAL PIN 631105, KODAIKKAL, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KODAIKKAL?

The IFSC code of INDIAN OVERSEAS BANK KODAIKKAL branch in KODAIKKAL is IOBA0000782.

What is the MICR code of INDIAN OVERSEAS BANK KODAIKKAL?

The MICR code of INDIAN OVERSEAS BANK KODAIKKAL branch is NA.

What is the address of INDIAN OVERSEAS BANK KODAIKKAL?

INDIAN OVERSEAS BANK KODAIKKAL branch is located at 1 127A,BAZAAR STREET KODAIKKAL PIN 631105.

Does INDIAN OVERSEAS BANK KODAIKKAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KODAIKKAL branch supports NEFT, RTGS, IMPS, and UPI transactions.