INDIAN OVERSEAS BANK IFSC Code – KOVILPATTI, KOVILPATTI
Complete bank details including IFSC code, MICR code, address and payment facilities for KOVILPATTI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KOVILPATTI |
| IFSC Code | IOBA0000778 |
| MICR Code | 627020019 |
| Address | 134 138,MAIN ROAD,KOVILPATTI PIN 627501 |
| City | KOVILPATTI |
| District | TOOTHUKUDI |
| State | TAMIL NADU |
| Contact | 220754 |
Payment Facilities
About IFSC Code IOBA0000778
The IFSC code IOBA0000778 uniquely identifies the KOVILPATTI branch of INDIAN OVERSEAS BANK located in KOVILPATTI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000778
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000778) – Unique branch identifier for KOVILPATTI
How to Use IFSC Code IOBA0000778
To transfer money to any account at INDIAN OVERSEAS BANK KOVILPATTI branch, you will need to provide the IFSC code IOBA0000778 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOVILPATTI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KOVILPATTI Branch
INDIAN OVERSEAS BANK KOVILPATTI is a branch of INDIAN OVERSEAS BANK located in KOVILPATTI, TAMIL NADU. The branch provides comprehensive banking services to customers in KOVILPATTI and surrounding areas.
Branch Address
134 138,MAIN ROAD,KOVILPATTI PIN 627501, KOVILPATTI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 627020019. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KOVILPATTI?
The IFSC code of INDIAN OVERSEAS BANK KOVILPATTI branch in KOVILPATTI is IOBA0000778.
What is the MICR code of INDIAN OVERSEAS BANK KOVILPATTI?
The MICR code of INDIAN OVERSEAS BANK KOVILPATTI branch is 627020019.
What is the address of INDIAN OVERSEAS BANK KOVILPATTI?
INDIAN OVERSEAS BANK KOVILPATTI branch is located at 134 138,MAIN ROAD,KOVILPATTI PIN 627501.
Does INDIAN OVERSEAS BANK KOVILPATTI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KOVILPATTI branch supports NEFT, RTGS, IMPS, and UPI transactions.