INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – ONNUPURAM, ONNUPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for ONNUPURAM branch.

IFSC Code
IOBA0000774

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameONNUPURAM
IFSC CodeIOBA0000774
MICR Code632020203
Address3 BY 67,NADU STREET,ONNUPURAM PIN 632315
CityONNUPURAM
DistrictTIRUVANNAMALAI
StateTAMIL NADU
Contact243344

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000774

The IFSC code IOBA0000774 uniquely identifies the ONNUPURAM branch of INDIAN OVERSEAS BANK located in ONNUPURAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000774

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000774) – Unique branch identifier for ONNUPURAM

How to Use IFSC Code IOBA0000774

To transfer money to any account at INDIAN OVERSEAS BANK ONNUPURAM branch, you will need to provide the IFSC code IOBA0000774 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ONNUPURAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK ONNUPURAM Branch

INDIAN OVERSEAS BANK ONNUPURAM is a branch of INDIAN OVERSEAS BANK located in ONNUPURAM, TAMIL NADU. The branch provides comprehensive banking services to customers in ONNUPURAM and surrounding areas.

Branch Address

3 BY 67,NADU STREET,ONNUPURAM PIN 632315, ONNUPURAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 632020203. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK ONNUPURAM?

The IFSC code of INDIAN OVERSEAS BANK ONNUPURAM branch in ONNUPURAM is IOBA0000774.

What is the MICR code of INDIAN OVERSEAS BANK ONNUPURAM?

The MICR code of INDIAN OVERSEAS BANK ONNUPURAM branch is 632020203.

What is the address of INDIAN OVERSEAS BANK ONNUPURAM?

INDIAN OVERSEAS BANK ONNUPURAM branch is located at 3 BY 67,NADU STREET,ONNUPURAM PIN 632315.

Does INDIAN OVERSEAS BANK ONNUPURAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK ONNUPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.