INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NARAINA J J COLONY, DELHI

Complete bank details including IFSC code, MICR code, address and payment facilities for NARAINA J J COLONY branch.

IFSC Code
IOBA0000766

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNARAINA J J COLONY
IFSC CodeIOBA0000766
MICR Code110020023
Address1 SHRI GURUSINGH SABHA JJ COLONY,BUDH NAGAR,NEW DELHI
CityDELHI
DistrictNEW DELHI
StateDELHI
Contact25834191

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000766

The IFSC code IOBA0000766 uniquely identifies the NARAINA J J COLONY branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000766

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000766) – Unique branch identifier for NARAINA J J COLONY

How to Use IFSC Code IOBA0000766

To transfer money to any account at INDIAN OVERSEAS BANK NARAINA J J COLONY branch, you will need to provide the IFSC code IOBA0000766 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NARAINA J J COLONY

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NARAINA J J COLONY Branch

INDIAN OVERSEAS BANK NARAINA J J COLONY is a branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. The branch provides comprehensive banking services to customers in DELHI and surrounding areas.

Branch Address

1 SHRI GURUSINGH SABHA JJ COLONY,BUDH NAGAR,NEW DELHI, DELHI, DELHI

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 110020023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NARAINA J J COLONY?

The IFSC code of INDIAN OVERSEAS BANK NARAINA J J COLONY branch in DELHI is IOBA0000766.

What is the MICR code of INDIAN OVERSEAS BANK NARAINA J J COLONY?

The MICR code of INDIAN OVERSEAS BANK NARAINA J J COLONY branch is 110020023.

What is the address of INDIAN OVERSEAS BANK NARAINA J J COLONY?

INDIAN OVERSEAS BANK NARAINA J J COLONY branch is located at 1 SHRI GURUSINGH SABHA JJ COLONY,BUDH NAGAR,NEW DELHI.

Does INDIAN OVERSEAS BANK NARAINA J J COLONY support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NARAINA J J COLONY branch supports NEFT, RTGS, IMPS, and UPI transactions.