INDIAN OVERSEAS BANK IFSC Code – NAVAIKULAM, NAVAIKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for NAVAIKULAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NAVAIKULAM |
| IFSC Code | IOBA0000765 |
| MICR Code | 695020808 |
| Address | 1 BY 280 THULASI NIVAS NAVAIKULAM PIN 695603 |
| City | NAVAIKULAM |
| District | THIRUVANANTHAPURAM |
| State | KERALA |
| Contact | 2692095 |
Payment Facilities
About IFSC Code IOBA0000765
The IFSC code IOBA0000765 uniquely identifies the NAVAIKULAM branch of INDIAN OVERSEAS BANK located in NAVAIKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000765
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000765) – Unique branch identifier for NAVAIKULAM
How to Use IFSC Code IOBA0000765
To transfer money to any account at INDIAN OVERSEAS BANK NAVAIKULAM branch, you will need to provide the IFSC code IOBA0000765 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAVAIKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NAVAIKULAM Branch
INDIAN OVERSEAS BANK NAVAIKULAM is a branch of INDIAN OVERSEAS BANK located in NAVAIKULAM, KERALA. The branch provides comprehensive banking services to customers in NAVAIKULAM and surrounding areas.
Branch Address
1 BY 280 THULASI NIVAS NAVAIKULAM PIN 695603, NAVAIKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 695020808. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NAVAIKULAM?
The IFSC code of INDIAN OVERSEAS BANK NAVAIKULAM branch in NAVAIKULAM is IOBA0000765.
What is the MICR code of INDIAN OVERSEAS BANK NAVAIKULAM?
The MICR code of INDIAN OVERSEAS BANK NAVAIKULAM branch is 695020808.
What is the address of INDIAN OVERSEAS BANK NAVAIKULAM?
INDIAN OVERSEAS BANK NAVAIKULAM branch is located at 1 BY 280 THULASI NIVAS NAVAIKULAM PIN 695603.
Does INDIAN OVERSEAS BANK NAVAIKULAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NAVAIKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.