INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – VEPPANTHATTAI, VEPPANTHATTAI

Complete bank details including IFSC code, MICR code, address and payment facilities for VEPPANTHATTAI branch.

IFSC Code
IOBA0000748

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameVEPPANTHATTAI
IFSC CodeIOBA0000748
MICR Code621020307
AddressATHUR MAIN ROAD,VEPPANTHATTAI PIN 621116
CityVEPPANTHATTAI
DistrictPERAMBALUR
StateTAMIL NADU
Contact264221

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000748

The IFSC code IOBA0000748 uniquely identifies the VEPPANTHATTAI branch of INDIAN OVERSEAS BANK located in VEPPANTHATTAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000748

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000748) – Unique branch identifier for VEPPANTHATTAI

How to Use IFSC Code IOBA0000748

To transfer money to any account at INDIAN OVERSEAS BANK VEPPANTHATTAI branch, you will need to provide the IFSC code IOBA0000748 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VEPPANTHATTAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK VEPPANTHATTAI Branch

INDIAN OVERSEAS BANK VEPPANTHATTAI is a branch of INDIAN OVERSEAS BANK located in VEPPANTHATTAI, TAMIL NADU. The branch provides comprehensive banking services to customers in VEPPANTHATTAI and surrounding areas.

Branch Address

ATHUR MAIN ROAD,VEPPANTHATTAI PIN 621116, VEPPANTHATTAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 621020307. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK VEPPANTHATTAI?

The IFSC code of INDIAN OVERSEAS BANK VEPPANTHATTAI branch in VEPPANTHATTAI is IOBA0000748.

What is the MICR code of INDIAN OVERSEAS BANK VEPPANTHATTAI?

The MICR code of INDIAN OVERSEAS BANK VEPPANTHATTAI branch is 621020307.

What is the address of INDIAN OVERSEAS BANK VEPPANTHATTAI?

INDIAN OVERSEAS BANK VEPPANTHATTAI branch is located at ATHUR MAIN ROAD,VEPPANTHATTAI PIN 621116.

Does INDIAN OVERSEAS BANK VEPPANTHATTAI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK VEPPANTHATTAI branch supports NEFT, RTGS, IMPS, and UPI transactions.