INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – IMPHAL, IMPHAL

Complete bank details including IFSC code, MICR code, address and payment facilities for IMPHAL branch.

IFSC Code
IOBA0000732

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameIMPHAL
IFSC CodeIOBA0000732
MICR Code795020002
Address704 AND 706 HOSPITAL ROAD, THANGAL BAZAR, IMPHAL, MANIPUR-795001
CityIMPHAL
StateMANIPUR
Contact2451232

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000732

The IFSC code IOBA0000732 uniquely identifies the IMPHAL branch of INDIAN OVERSEAS BANK located in IMPHAL, MANIPUR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000732

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000732) – Unique branch identifier for IMPHAL

How to Use IFSC Code IOBA0000732

To transfer money to any account at INDIAN OVERSEAS BANK IMPHAL branch, you will need to provide the IFSC code IOBA0000732 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at IMPHAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK IMPHAL Branch

INDIAN OVERSEAS BANK IMPHAL is a branch of INDIAN OVERSEAS BANK located in IMPHAL, MANIPUR. The branch provides comprehensive banking services to customers in IMPHAL and surrounding areas.

Branch Address

704 AND 706 HOSPITAL ROAD, THANGAL BAZAR, IMPHAL, MANIPUR-795001, IMPHAL, MANIPUR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 795020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK IMPHAL?

The IFSC code of INDIAN OVERSEAS BANK IMPHAL branch in IMPHAL is IOBA0000732.

What is the MICR code of INDIAN OVERSEAS BANK IMPHAL?

The MICR code of INDIAN OVERSEAS BANK IMPHAL branch is 795020002.

What is the address of INDIAN OVERSEAS BANK IMPHAL?

INDIAN OVERSEAS BANK IMPHAL branch is located at 704 AND 706 HOSPITAL ROAD, THANGAL BAZAR, IMPHAL, MANIPUR-795001.

Does INDIAN OVERSEAS BANK IMPHAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK IMPHAL branch supports NEFT, RTGS, IMPS, and UPI transactions.