INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NARENDRAPUR, NARENDRAPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for NARENDRAPUR branch.

IFSC Code
IOBA0000702

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNARENDRAPUR
IFSC CodeIOBA0000702
MICR Code760020004
AddressMAIN ROAD,NARENDRAPUR,GANJAM DISTRICT,PIN CODE 761051
CityNARENDRAPUR
DistrictGANJAM
StateODISHA
Contact259529

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000702

The IFSC code IOBA0000702 uniquely identifies the NARENDRAPUR branch of INDIAN OVERSEAS BANK located in NARENDRAPUR, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000702

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000702) – Unique branch identifier for NARENDRAPUR

How to Use IFSC Code IOBA0000702

To transfer money to any account at INDIAN OVERSEAS BANK NARENDRAPUR branch, you will need to provide the IFSC code IOBA0000702 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NARENDRAPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NARENDRAPUR Branch

INDIAN OVERSEAS BANK NARENDRAPUR is a branch of INDIAN OVERSEAS BANK located in NARENDRAPUR, ODISHA. The branch provides comprehensive banking services to customers in NARENDRAPUR and surrounding areas.

Branch Address

MAIN ROAD,NARENDRAPUR,GANJAM DISTRICT,PIN CODE 761051, NARENDRAPUR, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 760020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NARENDRAPUR?

The IFSC code of INDIAN OVERSEAS BANK NARENDRAPUR branch in NARENDRAPUR is IOBA0000702.

What is the MICR code of INDIAN OVERSEAS BANK NARENDRAPUR?

The MICR code of INDIAN OVERSEAS BANK NARENDRAPUR branch is 760020004.

What is the address of INDIAN OVERSEAS BANK NARENDRAPUR?

INDIAN OVERSEAS BANK NARENDRAPUR branch is located at MAIN ROAD,NARENDRAPUR,GANJAM DISTRICT,PIN CODE 761051.

Does INDIAN OVERSEAS BANK NARENDRAPUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NARENDRAPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.