INDIAN OVERSEAS BANK IFSC Code – GAJULAMANDYAM, GAJULAMANDYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for GAJULAMANDYAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | GAJULAMANDYAM |
| IFSC Code | IOBA0000700 |
| MICR Code | NA |
| Address | SRI VENKATESWARA CO OP SUGAR FACTORY COMPOUND GAJULAMANDYAM PIN 517520 |
| City | GAJULAMANDYAM |
| District | CHITTOOR |
| State | ANDHRA PRADESH |
| Contact | 2275384 |
Payment Facilities
About IFSC Code IOBA0000700
The IFSC code IOBA0000700 uniquely identifies the GAJULAMANDYAM branch of INDIAN OVERSEAS BANK located in GAJULAMANDYAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000700
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000700) – Unique branch identifier for GAJULAMANDYAM
How to Use IFSC Code IOBA0000700
To transfer money to any account at INDIAN OVERSEAS BANK GAJULAMANDYAM branch, you will need to provide the IFSC code IOBA0000700 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GAJULAMANDYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK GAJULAMANDYAM Branch
INDIAN OVERSEAS BANK GAJULAMANDYAM is a branch of INDIAN OVERSEAS BANK located in GAJULAMANDYAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in GAJULAMANDYAM and surrounding areas.
Branch Address
SRI VENKATESWARA CO OP SUGAR FACTORY COMPOUND GAJULAMANDYAM PIN 517520, GAJULAMANDYAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK GAJULAMANDYAM?
The IFSC code of INDIAN OVERSEAS BANK GAJULAMANDYAM branch in GAJULAMANDYAM is IOBA0000700.
What is the MICR code of INDIAN OVERSEAS BANK GAJULAMANDYAM?
The MICR code of INDIAN OVERSEAS BANK GAJULAMANDYAM branch is NA.
What is the address of INDIAN OVERSEAS BANK GAJULAMANDYAM?
INDIAN OVERSEAS BANK GAJULAMANDYAM branch is located at SRI VENKATESWARA CO OP SUGAR FACTORY COMPOUND GAJULAMANDYAM PIN 517520.
Does INDIAN OVERSEAS BANK GAJULAMANDYAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK GAJULAMANDYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.