INDIAN OVERSEAS BANK IFSC Code – PADHEGAON, PADHEGAON
Complete bank details including IFSC code, MICR code, address and payment facilities for PADHEGAON branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PADHEGAON |
| IFSC Code | IOBA0000696 |
| MICR Code | NA |
| Address | TALUKA SHRIRAMPUR PADHEGAON AHMEDNAGAR PIN 413721 |
| City | PADHEGAON |
| District | AHMADNAGAR |
| State | MAHARASHTRA |
| Contact | 42422 |
Payment Facilities
About IFSC Code IOBA0000696
The IFSC code IOBA0000696 uniquely identifies the PADHEGAON branch of INDIAN OVERSEAS BANK located in PADHEGAON, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000696
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000696) – Unique branch identifier for PADHEGAON
How to Use IFSC Code IOBA0000696
To transfer money to any account at INDIAN OVERSEAS BANK PADHEGAON branch, you will need to provide the IFSC code IOBA0000696 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PADHEGAON
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PADHEGAON Branch
INDIAN OVERSEAS BANK PADHEGAON is a branch of INDIAN OVERSEAS BANK located in PADHEGAON, MAHARASHTRA. The branch provides comprehensive banking services to customers in PADHEGAON and surrounding areas.
Branch Address
TALUKA SHRIRAMPUR PADHEGAON AHMEDNAGAR PIN 413721, PADHEGAON, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PADHEGAON?
The IFSC code of INDIAN OVERSEAS BANK PADHEGAON branch in PADHEGAON is IOBA0000696.
What is the MICR code of INDIAN OVERSEAS BANK PADHEGAON?
The MICR code of INDIAN OVERSEAS BANK PADHEGAON branch is NA.
What is the address of INDIAN OVERSEAS BANK PADHEGAON?
INDIAN OVERSEAS BANK PADHEGAON branch is located at TALUKA SHRIRAMPUR PADHEGAON AHMEDNAGAR PIN 413721.
Does INDIAN OVERSEAS BANK PADHEGAON support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PADHEGAON branch supports NEFT, RTGS, IMPS, and UPI transactions.