INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SUBRAMANYAPURAM, SUBRAMANIAPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for SUBRAMANYAPURAM branch.

IFSC Code
IOBA0000681

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSUBRAMANYAPURAM
IFSC CodeIOBA0000681
MICR Code622020009
Address1 BY 93,INDIRANI ILLAM ANNA SALAI SUBRAMANIAPURAM PIN 614805
CitySUBRAMANIAPURAM
DistrictPUDUKKOTTAI
StateTAMIL NADU
Contact235222

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000681

The IFSC code IOBA0000681 uniquely identifies the SUBRAMANYAPURAM branch of INDIAN OVERSEAS BANK located in SUBRAMANIAPURAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000681

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000681) – Unique branch identifier for SUBRAMANYAPURAM

How to Use IFSC Code IOBA0000681

To transfer money to any account at INDIAN OVERSEAS BANK SUBRAMANYAPURAM branch, you will need to provide the IFSC code IOBA0000681 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SUBRAMANYAPURAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SUBRAMANYAPURAM Branch

INDIAN OVERSEAS BANK SUBRAMANYAPURAM is a branch of INDIAN OVERSEAS BANK located in SUBRAMANIAPURAM, TAMIL NADU. The branch provides comprehensive banking services to customers in SUBRAMANIAPURAM and surrounding areas.

Branch Address

1 BY 93,INDIRANI ILLAM ANNA SALAI SUBRAMANIAPURAM PIN 614805, SUBRAMANIAPURAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 622020009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SUBRAMANYAPURAM?

The IFSC code of INDIAN OVERSEAS BANK SUBRAMANYAPURAM branch in SUBRAMANIAPURAM is IOBA0000681.

What is the MICR code of INDIAN OVERSEAS BANK SUBRAMANYAPURAM?

The MICR code of INDIAN OVERSEAS BANK SUBRAMANYAPURAM branch is 622020009.

What is the address of INDIAN OVERSEAS BANK SUBRAMANYAPURAM?

INDIAN OVERSEAS BANK SUBRAMANYAPURAM branch is located at 1 BY 93,INDIRANI ILLAM ANNA SALAI SUBRAMANIAPURAM PIN 614805.

Does INDIAN OVERSEAS BANK SUBRAMANYAPURAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SUBRAMANYAPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.