INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KIRAGAVAL, MALAVALLI

Complete bank details including IFSC code, MICR code, address and payment facilities for KIRAGAVAL branch.

IFSC Code
IOBA0000633

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKIRAGAVAL
IFSC CodeIOBA0000633
MICR Code570020501
AddressMAIN ROAD,KIRAGAVAL VILLAGE MALAVALLI TALUK KIRAGAVAL PIN 571424
CityMALAVALLI
DistrictMANDYA
StateKARNATAKA
Contact249435

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000633

The IFSC code IOBA0000633 uniquely identifies the KIRAGAVAL branch of INDIAN OVERSEAS BANK located in MALAVALLI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000633

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000633) – Unique branch identifier for KIRAGAVAL

How to Use IFSC Code IOBA0000633

To transfer money to any account at INDIAN OVERSEAS BANK KIRAGAVAL branch, you will need to provide the IFSC code IOBA0000633 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KIRAGAVAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KIRAGAVAL Branch

INDIAN OVERSEAS BANK KIRAGAVAL is a branch of INDIAN OVERSEAS BANK located in MALAVALLI, KARNATAKA. The branch provides comprehensive banking services to customers in MALAVALLI and surrounding areas.

Branch Address

MAIN ROAD,KIRAGAVAL VILLAGE MALAVALLI TALUK KIRAGAVAL PIN 571424, MALAVALLI, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 570020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KIRAGAVAL?

The IFSC code of INDIAN OVERSEAS BANK KIRAGAVAL branch in MALAVALLI is IOBA0000633.

What is the MICR code of INDIAN OVERSEAS BANK KIRAGAVAL?

The MICR code of INDIAN OVERSEAS BANK KIRAGAVAL branch is 570020501.

What is the address of INDIAN OVERSEAS BANK KIRAGAVAL?

INDIAN OVERSEAS BANK KIRAGAVAL branch is located at MAIN ROAD,KIRAGAVAL VILLAGE MALAVALLI TALUK KIRAGAVAL PIN 571424.

Does INDIAN OVERSEAS BANK KIRAGAVAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KIRAGAVAL branch supports NEFT, RTGS, IMPS, and UPI transactions.