INDIAN OVERSEAS BANK IFSC Code – PERUMAGALUR, PERUMAGALUR
Complete bank details including IFSC code, MICR code, address and payment facilities for PERUMAGALUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PERUMAGALUR |
| IFSC Code | IOBA0000582 |
| MICR Code | 614020103 |
| Address | 29 JEEVA NAGAR PERUMAGALUR PIN 614612 |
| City | PERUMAGALUR |
| District | THANJAVUR |
| State | TAMIL NADU |
| Contact | 276426 |
Payment Facilities
About IFSC Code IOBA0000582
The IFSC code IOBA0000582 uniquely identifies the PERUMAGALUR branch of INDIAN OVERSEAS BANK located in PERUMAGALUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000582
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000582) – Unique branch identifier for PERUMAGALUR
How to Use IFSC Code IOBA0000582
To transfer money to any account at INDIAN OVERSEAS BANK PERUMAGALUR branch, you will need to provide the IFSC code IOBA0000582 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PERUMAGALUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PERUMAGALUR Branch
INDIAN OVERSEAS BANK PERUMAGALUR is a branch of INDIAN OVERSEAS BANK located in PERUMAGALUR, TAMIL NADU. The branch provides comprehensive banking services to customers in PERUMAGALUR and surrounding areas.
Branch Address
29 JEEVA NAGAR PERUMAGALUR PIN 614612, PERUMAGALUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 614020103. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PERUMAGALUR?
The IFSC code of INDIAN OVERSEAS BANK PERUMAGALUR branch in PERUMAGALUR is IOBA0000582.
What is the MICR code of INDIAN OVERSEAS BANK PERUMAGALUR?
The MICR code of INDIAN OVERSEAS BANK PERUMAGALUR branch is 614020103.
What is the address of INDIAN OVERSEAS BANK PERUMAGALUR?
INDIAN OVERSEAS BANK PERUMAGALUR branch is located at 29 JEEVA NAGAR PERUMAGALUR PIN 614612.
Does INDIAN OVERSEAS BANK PERUMAGALUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PERUMAGALUR branch supports NEFT, RTGS, IMPS, and UPI transactions.