INDIAN OVERSEAS BANK IFSC Code – NANGAL TOWNSHIP, NANGAL TOWNSHIP
Complete bank details including IFSC code, MICR code, address and payment facilities for NANGAL TOWNSHIP branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NANGAL TOWNSHIP |
| IFSC Code | IOBA0000578 |
| MICR Code | 140020102 |
| Address | 145, RAIL WAY ROAD, NANGAL TOWNSHIP140124 |
| City | NANGAL TOWNSHIP |
| District | RUPNAGAR |
| State | PUNJAB |
| Contact | 220301 |
Payment Facilities
About IFSC Code IOBA0000578
The IFSC code IOBA0000578 uniquely identifies the NANGAL TOWNSHIP branch of INDIAN OVERSEAS BANK located in NANGAL TOWNSHIP, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000578
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000578) – Unique branch identifier for NANGAL TOWNSHIP
How to Use IFSC Code IOBA0000578
To transfer money to any account at INDIAN OVERSEAS BANK NANGAL TOWNSHIP branch, you will need to provide the IFSC code IOBA0000578 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NANGAL TOWNSHIP
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NANGAL TOWNSHIP Branch
INDIAN OVERSEAS BANK NANGAL TOWNSHIP is a branch of INDIAN OVERSEAS BANK located in NANGAL TOWNSHIP, PUNJAB. The branch provides comprehensive banking services to customers in NANGAL TOWNSHIP and surrounding areas.
Branch Address
145, RAIL WAY ROAD, NANGAL TOWNSHIP140124, NANGAL TOWNSHIP, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 140020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NANGAL TOWNSHIP?
The IFSC code of INDIAN OVERSEAS BANK NANGAL TOWNSHIP branch in NANGAL TOWNSHIP is IOBA0000578.
What is the MICR code of INDIAN OVERSEAS BANK NANGAL TOWNSHIP?
The MICR code of INDIAN OVERSEAS BANK NANGAL TOWNSHIP branch is 140020102.
What is the address of INDIAN OVERSEAS BANK NANGAL TOWNSHIP?
INDIAN OVERSEAS BANK NANGAL TOWNSHIP branch is located at 145, RAIL WAY ROAD, NANGAL TOWNSHIP140124.
Does INDIAN OVERSEAS BANK NANGAL TOWNSHIP support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NANGAL TOWNSHIP branch supports NEFT, RTGS, IMPS, and UPI transactions.