INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – TIRUCHENGODE, TIRUCHENGODU

Complete bank details including IFSC code, MICR code, address and payment facilities for TIRUCHENGODE branch.

IFSC Code
IOBA0000559

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTIRUCHENGODE
IFSC CodeIOBA0000559
MICR Code638020020
Address24, NORTH CAR STREET, TIRUCHENGODE, PIN 637211
CityTIRUCHENGODU
DistrictNAMAKKAL
StateTAMIL NADU
Contact255866

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000559

The IFSC code IOBA0000559 uniquely identifies the TIRUCHENGODE branch of INDIAN OVERSEAS BANK located in TIRUCHENGODU, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000559

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000559) – Unique branch identifier for TIRUCHENGODE

How to Use IFSC Code IOBA0000559

To transfer money to any account at INDIAN OVERSEAS BANK TIRUCHENGODE branch, you will need to provide the IFSC code IOBA0000559 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at TIRUCHENGODE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK TIRUCHENGODE Branch

INDIAN OVERSEAS BANK TIRUCHENGODE is a branch of INDIAN OVERSEAS BANK located in TIRUCHENGODU, TAMIL NADU. The branch provides comprehensive banking services to customers in TIRUCHENGODU and surrounding areas.

Branch Address

24, NORTH CAR STREET, TIRUCHENGODE, PIN 637211, TIRUCHENGODU, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 638020020. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK TIRUCHENGODE?

The IFSC code of INDIAN OVERSEAS BANK TIRUCHENGODE branch in TIRUCHENGODU is IOBA0000559.

What is the MICR code of INDIAN OVERSEAS BANK TIRUCHENGODE?

The MICR code of INDIAN OVERSEAS BANK TIRUCHENGODE branch is 638020020.

What is the address of INDIAN OVERSEAS BANK TIRUCHENGODE?

INDIAN OVERSEAS BANK TIRUCHENGODE branch is located at 24, NORTH CAR STREET, TIRUCHENGODE, PIN 637211.

Does INDIAN OVERSEAS BANK TIRUCHENGODE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK TIRUCHENGODE branch supports NEFT, RTGS, IMPS, and UPI transactions.