INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – GODAVARIKHANI, GODAVARIKHANI

Complete bank details including IFSC code, MICR code, address and payment facilities for GODAVARIKHANI branch.

IFSC Code
IOBA0000494

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameGODAVARIKHANI
IFSC CodeIOBA0000494
MICR CodeNA
Address18 5 247,248,KALYAN NAGAR CROSS RDS,GODHAVARIKHANI
CityGODAVARIKHANI
DistrictKARIMNAGAR
StateANDHRA PRADESH
Contact257250

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000494

The IFSC code IOBA0000494 uniquely identifies the GODAVARIKHANI branch of INDIAN OVERSEAS BANK located in GODAVARIKHANI, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000494

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000494) – Unique branch identifier for GODAVARIKHANI

How to Use IFSC Code IOBA0000494

To transfer money to any account at INDIAN OVERSEAS BANK GODAVARIKHANI branch, you will need to provide the IFSC code IOBA0000494 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GODAVARIKHANI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK GODAVARIKHANI Branch

INDIAN OVERSEAS BANK GODAVARIKHANI is a branch of INDIAN OVERSEAS BANK located in GODAVARIKHANI, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in GODAVARIKHANI and surrounding areas.

Branch Address

18 5 247,248,KALYAN NAGAR CROSS RDS,GODHAVARIKHANI, GODAVARIKHANI, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK GODAVARIKHANI?

The IFSC code of INDIAN OVERSEAS BANK GODAVARIKHANI branch in GODAVARIKHANI is IOBA0000494.

What is the MICR code of INDIAN OVERSEAS BANK GODAVARIKHANI?

The MICR code of INDIAN OVERSEAS BANK GODAVARIKHANI branch is NA.

What is the address of INDIAN OVERSEAS BANK GODAVARIKHANI?

INDIAN OVERSEAS BANK GODAVARIKHANI branch is located at 18 5 247,248,KALYAN NAGAR CROSS RDS,GODHAVARIKHANI.

Does INDIAN OVERSEAS BANK GODAVARIKHANI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK GODAVARIKHANI branch supports NEFT, RTGS, IMPS, and UPI transactions.