INDIAN OVERSEAS BANK IFSC Code – UDYOGAMANDAL INDL, ELOOR
Complete bank details including IFSC code, MICR code, address and payment facilities for UDYOGAMANDAL INDL branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | UDYOGAMANDAL INDL |
| IFSC Code | IOBA0000439 |
| MICR Code | 682020007 |
| Address | 111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501 |
| City | ELOOR |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2545873 |
Payment Facilities
About IFSC Code IOBA0000439
The IFSC code IOBA0000439 uniquely identifies the UDYOGAMANDAL INDL branch of INDIAN OVERSEAS BANK located in ELOOR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000439
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000439) – Unique branch identifier for UDYOGAMANDAL INDL
How to Use IFSC Code IOBA0000439
To transfer money to any account at INDIAN OVERSEAS BANK UDYOGAMANDAL INDL branch, you will need to provide the IFSC code IOBA0000439 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at UDYOGAMANDAL INDL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK UDYOGAMANDAL INDL Branch
INDIAN OVERSEAS BANK UDYOGAMANDAL INDL is a branch of INDIAN OVERSEAS BANK located in ELOOR, KERALA. The branch provides comprehensive banking services to customers in ELOOR and surrounding areas.
Branch Address
111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501, ELOOR, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK UDYOGAMANDAL INDL?
The IFSC code of INDIAN OVERSEAS BANK UDYOGAMANDAL INDL branch in ELOOR is IOBA0000439.
What is the MICR code of INDIAN OVERSEAS BANK UDYOGAMANDAL INDL?
The MICR code of INDIAN OVERSEAS BANK UDYOGAMANDAL INDL branch is 682020007.
What is the address of INDIAN OVERSEAS BANK UDYOGAMANDAL INDL?
INDIAN OVERSEAS BANK UDYOGAMANDAL INDL branch is located at 111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501.
Does INDIAN OVERSEAS BANK UDYOGAMANDAL INDL support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK UDYOGAMANDAL INDL branch supports NEFT, RTGS, IMPS, and UPI transactions.