INDIAN OVERSEAS BANK IFSC Code – MANDI, MANDI
Complete bank details including IFSC code, MICR code, address and payment facilities for MANDI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MANDI |
| IFSC Code | IOBA0000422 |
| MICR Code | 175020202 |
| Address | CHAMAN COMML COMPLEX SERI BAZAR MANDI175 001 |
| City | MANDI |
| District | PANIPAT |
| State | HARYANA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0000422
The IFSC code IOBA0000422 uniquely identifies the MANDI branch of INDIAN OVERSEAS BANK located in MANDI, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000422
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000422) – Unique branch identifier for MANDI
How to Use IFSC Code IOBA0000422
To transfer money to any account at INDIAN OVERSEAS BANK MANDI branch, you will need to provide the IFSC code IOBA0000422 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MANDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MANDI Branch
INDIAN OVERSEAS BANK MANDI is a branch of INDIAN OVERSEAS BANK located in MANDI, HARYANA. The branch provides comprehensive banking services to customers in MANDI and surrounding areas.
Branch Address
CHAMAN COMML COMPLEX SERI BAZAR MANDI175 001, MANDI, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 175020202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MANDI?
The IFSC code of INDIAN OVERSEAS BANK MANDI branch in MANDI is IOBA0000422.
What is the MICR code of INDIAN OVERSEAS BANK MANDI?
The MICR code of INDIAN OVERSEAS BANK MANDI branch is 175020202.
What is the address of INDIAN OVERSEAS BANK MANDI?
INDIAN OVERSEAS BANK MANDI branch is located at CHAMAN COMML COMPLEX SERI BAZAR MANDI175 001.
Does INDIAN OVERSEAS BANK MANDI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MANDI branch supports NEFT, RTGS, IMPS, and UPI transactions.