INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SAMBALPUR, SAMBALPORE

Complete bank details including IFSC code, MICR code, address and payment facilities for SAMBALPUR branch.

IFSC Code
IOBA0000413

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSAMBALPUR
IFSC CodeIOBA0000413
MICR Code768020002
AddressCHOWK BAZAAR DAKSH MARG KANKHAL CHOWK KANKHAL PIN 249408
CitySAMBALPORE
DistrictMALDAH
StateWEST BENGAL
Contact2521055

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000413

The IFSC code IOBA0000413 uniquely identifies the SAMBALPUR branch of INDIAN OVERSEAS BANK located in SAMBALPORE, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000413

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000413) – Unique branch identifier for SAMBALPUR

How to Use IFSC Code IOBA0000413

To transfer money to any account at INDIAN OVERSEAS BANK SAMBALPUR branch, you will need to provide the IFSC code IOBA0000413 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAMBALPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SAMBALPUR Branch

INDIAN OVERSEAS BANK SAMBALPUR is a branch of INDIAN OVERSEAS BANK located in SAMBALPORE, WEST BENGAL. The branch provides comprehensive banking services to customers in SAMBALPORE and surrounding areas.

Branch Address

CHOWK BAZAAR DAKSH MARG KANKHAL CHOWK KANKHAL PIN 249408, SAMBALPORE, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 768020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SAMBALPUR?

The IFSC code of INDIAN OVERSEAS BANK SAMBALPUR branch in SAMBALPORE is IOBA0000413.

What is the MICR code of INDIAN OVERSEAS BANK SAMBALPUR?

The MICR code of INDIAN OVERSEAS BANK SAMBALPUR branch is 768020002.

What is the address of INDIAN OVERSEAS BANK SAMBALPUR?

INDIAN OVERSEAS BANK SAMBALPUR branch is located at CHOWK BAZAAR DAKSH MARG KANKHAL CHOWK KANKHAL PIN 249408.

Does INDIAN OVERSEAS BANK SAMBALPUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SAMBALPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.