INDIAN OVERSEAS BANK IFSC Code – KAMAREDDY, KAMAREDDY
Complete bank details including IFSC code, MICR code, address and payment facilities for KAMAREDDY branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KAMAREDDY |
| IFSC Code | IOBA0000396 |
| MICR Code | NA |
| Address | 5-3-688, VIDYA NAGAR COLONY, NATIONAL HIGHWAY-7, KAMAREDDY - 503111 |
| City | KAMAREDDY |
| District | NIZAMABAD |
| State | ANDHRA PRADESH |
| Contact | 220005 |
Payment Facilities
About IFSC Code IOBA0000396
The IFSC code IOBA0000396 uniquely identifies the KAMAREDDY branch of INDIAN OVERSEAS BANK located in KAMAREDDY, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000396
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000396) – Unique branch identifier for KAMAREDDY
How to Use IFSC Code IOBA0000396
To transfer money to any account at INDIAN OVERSEAS BANK KAMAREDDY branch, you will need to provide the IFSC code IOBA0000396 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KAMAREDDY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KAMAREDDY Branch
INDIAN OVERSEAS BANK KAMAREDDY is a branch of INDIAN OVERSEAS BANK located in KAMAREDDY, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in KAMAREDDY and surrounding areas.
Branch Address
5-3-688, VIDYA NAGAR COLONY, NATIONAL HIGHWAY-7, KAMAREDDY - 503111, KAMAREDDY, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KAMAREDDY?
The IFSC code of INDIAN OVERSEAS BANK KAMAREDDY branch in KAMAREDDY is IOBA0000396.
What is the MICR code of INDIAN OVERSEAS BANK KAMAREDDY?
The MICR code of INDIAN OVERSEAS BANK KAMAREDDY branch is NA.
What is the address of INDIAN OVERSEAS BANK KAMAREDDY?
INDIAN OVERSEAS BANK KAMAREDDY branch is located at 5-3-688, VIDYA NAGAR COLONY, NATIONAL HIGHWAY-7, KAMAREDDY - 503111.
Does INDIAN OVERSEAS BANK KAMAREDDY support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KAMAREDDY branch supports NEFT, RTGS, IMPS, and UPI transactions.