INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – CHIRALA, CHIRALA

Complete bank details including IFSC code, MICR code, address and payment facilities for CHIRALA branch.

IFSC Code
IOBA0000383

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameCHIRALA
IFSC CodeIOBA0000383
MICR CodeNA
Address14 BY 156, HIGH SCHOOL ROAD, CHIRALA PIN 523155
CityCHIRALA
DistrictPRAKASAM
StateANDHRA PRADESH
Contact232566

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000383

The IFSC code IOBA0000383 uniquely identifies the CHIRALA branch of INDIAN OVERSEAS BANK located in CHIRALA, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000383

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000383) – Unique branch identifier for CHIRALA

How to Use IFSC Code IOBA0000383

To transfer money to any account at INDIAN OVERSEAS BANK CHIRALA branch, you will need to provide the IFSC code IOBA0000383 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHIRALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK CHIRALA Branch

INDIAN OVERSEAS BANK CHIRALA is a branch of INDIAN OVERSEAS BANK located in CHIRALA, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in CHIRALA and surrounding areas.

Branch Address

14 BY 156, HIGH SCHOOL ROAD, CHIRALA PIN 523155, CHIRALA, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK CHIRALA?

The IFSC code of INDIAN OVERSEAS BANK CHIRALA branch in CHIRALA is IOBA0000383.

What is the MICR code of INDIAN OVERSEAS BANK CHIRALA?

The MICR code of INDIAN OVERSEAS BANK CHIRALA branch is NA.

What is the address of INDIAN OVERSEAS BANK CHIRALA?

INDIAN OVERSEAS BANK CHIRALA branch is located at 14 BY 156, HIGH SCHOOL ROAD, CHIRALA PIN 523155.

Does INDIAN OVERSEAS BANK CHIRALA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK CHIRALA branch supports NEFT, RTGS, IMPS, and UPI transactions.