INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – VALAVANUR, VALAVANOOR

Complete bank details including IFSC code, MICR code, address and payment facilities for VALAVANUR branch.

IFSC Code
IOBA0000378

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameVALAVANUR
IFSC CodeIOBA0000378
MICR Code605020028
Address63 C KUYAVAN PILLAIYAR KOIL ST VALAVANUR PIN 605108
CityVALAVANOOR
DistrictVILLUPURAM
StateTAMIL NADU
Contact231364

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000378

The IFSC code IOBA0000378 uniquely identifies the VALAVANUR branch of INDIAN OVERSEAS BANK located in VALAVANOOR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000378

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000378) – Unique branch identifier for VALAVANUR

How to Use IFSC Code IOBA0000378

To transfer money to any account at INDIAN OVERSEAS BANK VALAVANUR branch, you will need to provide the IFSC code IOBA0000378 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VALAVANUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK VALAVANUR Branch

INDIAN OVERSEAS BANK VALAVANUR is a branch of INDIAN OVERSEAS BANK located in VALAVANOOR, TAMIL NADU. The branch provides comprehensive banking services to customers in VALAVANOOR and surrounding areas.

Branch Address

63 C KUYAVAN PILLAIYAR KOIL ST VALAVANUR PIN 605108, VALAVANOOR, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 605020028. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK VALAVANUR?

The IFSC code of INDIAN OVERSEAS BANK VALAVANUR branch in VALAVANOOR is IOBA0000378.

What is the MICR code of INDIAN OVERSEAS BANK VALAVANUR?

The MICR code of INDIAN OVERSEAS BANK VALAVANUR branch is 605020028.

What is the address of INDIAN OVERSEAS BANK VALAVANUR?

INDIAN OVERSEAS BANK VALAVANUR branch is located at 63 C KUYAVAN PILLAIYAR KOIL ST VALAVANUR PIN 605108.

Does INDIAN OVERSEAS BANK VALAVANUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK VALAVANUR branch supports NEFT, RTGS, IMPS, and UPI transactions.