INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RAJKOT M V M COLLEGE ROAD, RAJKOT

Complete bank details including IFSC code, MICR code, address and payment facilities for RAJKOT M V M COLLEGE ROAD branch.

IFSC Code
IOBA0000373

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRAJKOT M V M COLLEGE ROAD
IFSC CodeIOBA0000373
MICR Code360020003
AddressKASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002
CityRAJKOT
StateGUJARAT
Contact2476409

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000373

The IFSC code IOBA0000373 uniquely identifies the RAJKOT M V M COLLEGE ROAD branch of INDIAN OVERSEAS BANK located in RAJKOT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000373

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000373) – Unique branch identifier for RAJKOT M V M COLLEGE ROAD

How to Use IFSC Code IOBA0000373

To transfer money to any account at INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD branch, you will need to provide the IFSC code IOBA0000373 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAJKOT M V M COLLEGE ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD Branch

INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD is a branch of INDIAN OVERSEAS BANK located in RAJKOT, GUJARAT. The branch provides comprehensive banking services to customers in RAJKOT and surrounding areas.

Branch Address

KASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002, RAJKOT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 360020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD?

The IFSC code of INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD branch in RAJKOT is IOBA0000373.

What is the MICR code of INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD?

The MICR code of INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD branch is 360020003.

What is the address of INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD?

INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD branch is located at KASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002.

Does INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RAJKOT M V M COLLEGE ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.