INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – ROOP NAGAR, DELHI

Complete bank details including IFSC code, MICR code, address and payment facilities for ROOP NAGAR branch.

IFSC Code
IOBA0000349

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameROOP NAGAR
IFSC CodeIOBA0000349
MICR Code110020008
Address2 BY 7, ROOP NAGAR, NEW DELHI - 110007
CityDELHI
DistrictNEW DELHI
StateDELHI
Contact23842286

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000349

The IFSC code IOBA0000349 uniquely identifies the ROOP NAGAR branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000349

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000349) – Unique branch identifier for ROOP NAGAR

How to Use IFSC Code IOBA0000349

To transfer money to any account at INDIAN OVERSEAS BANK ROOP NAGAR branch, you will need to provide the IFSC code IOBA0000349 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ROOP NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK ROOP NAGAR Branch

INDIAN OVERSEAS BANK ROOP NAGAR is a branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. The branch provides comprehensive banking services to customers in DELHI and surrounding areas.

Branch Address

2 BY 7, ROOP NAGAR, NEW DELHI - 110007, DELHI, DELHI

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 110020008. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK ROOP NAGAR?

The IFSC code of INDIAN OVERSEAS BANK ROOP NAGAR branch in DELHI is IOBA0000349.

What is the MICR code of INDIAN OVERSEAS BANK ROOP NAGAR?

The MICR code of INDIAN OVERSEAS BANK ROOP NAGAR branch is 110020008.

What is the address of INDIAN OVERSEAS BANK ROOP NAGAR?

INDIAN OVERSEAS BANK ROOP NAGAR branch is located at 2 BY 7, ROOP NAGAR, NEW DELHI - 110007.

Does INDIAN OVERSEAS BANK ROOP NAGAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK ROOP NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.